Are you on the fence of investing in insurance for your church? Here are 5 great ways your congregation can benefit from church property insurance.
While faith will get you through anything. However, insurance for your church property will ensure that you keep serving the needs of your congregation.
This is especially true in times of natural disaster or other unforeseen occurrences.
Recently, two of the costliest storms in history have highlighted the need for adequate insurance more than ever.
Do you have enough insurance to ensure that your church can rise up quickly in the wake of disaster?
Keeping the Faith
Church property insurance can cover the costs of relocating your weekly services if necessary.
That way, your congregation will still receive the support and guidance they need, without extra expense.
In times of need, keeping in touch with your congregation via technological means is great, but the services must go on. Let’s face it, you can’t keep your church operational without a healthy balance on your collection plate.
Don’t risk losing some of your congregation in your time of need.
Church Insurance Covers More Than Physical Damage
In modern times, rumors and incorrect information spread fast.
Effective insurance policies will protect the reputation of your church and staff members. Stop malicious gossip in its tracks with liability insurance. This covers you against libel, slander, and defamation of character.
Stop malicious gossip in its tracks with liability insurance. This covers you against libel, slander, and defamation of character.
Protect Your Religious Beliefs
Make sure your religious teachings can remain constant regardless of changing times.
Resistance to embracing modern trends such as same-sex marriages can be dangerous ground.
At the same time, you can’t challenge the long-held beliefs of your congregation. Make sure you have religious expression coverage to deal with the fall out in areas like this.
Church Property Insurance Protects Your Congregation
Take advantage of the employee/volunteer background screening offered by insurers. If you do hire someone unsuitable, it can be difficult to ask them to leave.
Churches can’t discriminate against potential employees on any grounds except religious denomination.
Your insurance company can help you with the costs of firing employees who turn out unsuitable. In this way, your congregation is safe from undesirable influences and actions.
Make sure your insurance policy includes cover for volunteers. Especially those working off-site or traveling in the name of the church.
Protection from Risks
Church property includes features beyond the buildings and interior of the church. These include:
- Fences
- Signs
- The pastor’s personal property
- Computers
- Boilers
- Electrical equipment
- Off-site premises
- Day care facilities.
Damage to these could cause direct and indirect injury or loss to your congregation.
Risk Management Resources can help you to avoid these pitfalls. Your insurance policy should include adequate cover to ensure that critical items stay in peak operating order.
Day-care facilities are an area where church property insurance claims are most denied. Make sure yours is watertight.
We Understand Your Individual Needs
We have been dedicated to church insurance for over 30 years.
Check out our Beginner’s Guide to Church Insurance to make sure you have got everything covered. We would love to arrange a free customized quote for you.