Unlock Savings on Church Insurance

See how much your ministry could save with our complimentary, no-obligation insurance quote.

Don’t Let Insurance Costs Burden Your Church

Insurance shouldn’t be a last-minute thought or a financial strain. I specialize in helping churches like yours identify overpriced policies and uncover cost-effective alternatives. It’s not just about saving money—it’s about investing wisely in your church’s protection. Here’s how I can assist you:

  • Personalized Review: I conduct thorough evaluations to understand your church’s unique needs, ensuring you don’t pay for unnecessary coverage.
  • Tailored Solutions: With access to a wide range of insurance options, I find the right fit that offers maximum value and solid protection for your ministry.
  • Ongoing Support: Beyond securing a policy, I provide continual guidance to keep your insurance aligned with your church’s evolving needs.

Your ministry’s safeguard is my priority. Let’s ensure your insurance supports your mission without overburdening your budget. Take the first step towards financial relief and enhanced protection.

Unlock potential savings with your FREE church insurance quote today. Discover how your current coverage stacks up and let us provide a complimentary policy review, even if you’re with another provider. Experience the peace of mind that comes from knowing you’re not overpaying for your church’s protection.

Get Your Free Quote  

Terry Brown, Church Insurance Agent

Prefer help by phone?

You can call or text me at (706) 851-7110 for personalized service.

How To Get Your Church Insurance Quote

Your church has many exposures to risk. Some exposures you may want to retain, some may be reduced and others should be transferred to an insurance company.

  1. Starting Your Quote: To start your quote, all we need is the name of your church, your church’s physical address, a point of contact at your church, and your phone or email for follow-up. You can get your free quote by clicking here: Get Your Free Quote or by calling me directly at (706) 851-7110
  2. Calculating Your Quote: Your quote will be calculated based-on factors such as: geographic location, number of buildings owned, replacement cost of buildings, amount of business personal property owned, associated replacement costs, and exposure level to risks.
  3. What To Expect: We conduct a thorough interview with your church to understand risks specific to your ministry. During this interview we’ll ask you about any off-site events, sporting activities, outreach ministries, church-owned schools and daycares, your procedures for background checks and employee screening.

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Testimonials

“I can say without reservation, most churches have insurance, but are not properly insured. Eight percent have business policies. Having no insurance knowledge, we as churches are under insured or overly insured. Terry is knowledgable. Help your church or ministry. Call him to schedule an appointment, let him review what you currently have. You will be glad you did! We have special needs, just do it!”
– Pastor Charles R Jackson, African Methodist Episcopal Church

“Terry Brown is like no other insurance agent, he looks out for your best interest and goes above and beyond in service. When I have a claim to submit, he’s willing to process it on my behalf. Terry has even helped on another agent’s case when we needed someone to get us some answers. It’s been a pleasure working with Terry over the years, he makes my job a lot easier.”
– Trish Santos, Southeastern District of the C&MA

“Our church was able to save over $1,000 a year by switching (with Terry Brown).”
– Chip Nightingale, Corner Bible Church

Church building protected with property coverage.

States We Cover

My church insurance services reach across a wide array of states. If your church is located in AL, CA, CO, DC, FL, GA, ID, IL, IA, IN, KY, LA, MD, MO, MI, MN, MS, NJ, NY, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, or WV, I’m here to provide the specialized insurance support you need.

Our Insurance Partners

My commitment to your church’s protection is reflected in my partnerships with leading insurers such as GuideOne, Liberty Mutual, and Church Mutual. These collaborations enable me to offer specialized insurance solutions, designed with your church’s unique needs at the forefront. Let’s ensure your ministry is safeguarded with the right coverage.

Explore Coverage  

Insurance Designed for Churches

Church insurance is essential for protecting your ministry from financial risks and liabilities. This specialized coverage ensures that churches can continue their mission without worrying about financial setbacks caused by unexpected events.

  • Property Coverage: Protects physical assets such as buildings, furniture, equipment, and valuable items like stained glass windows and religious artifacts.
  • Liability Coverage: Covers legal claims related to bodily injury, property damage, and personal injury (such as defamation or slander) occurring on church grounds or during church activities.
  • Workers’ Compensation: Provides benefits for employees injured while performing their duties, covering medical expenses and lost wages.
  • Specialized Coverages: Includes cyber liability (protection against data breaches), sexual misconduct liability (coverage for misconduct claims), and insurance for mission trips and off-site activities. Also available is Religious Expression liability. This includes protection against religious discrimination suits.

Importance of Tailored Insurance for Churches

Every church has unique risks and requirements, making tailored insurance essential for comprehensive protection. Here’s why customized insurance matters:

  • Specific Risks: Different churches face unique risks based on their activities, such as mission trips or daycare operations.
  • Size and Location: The insurance needs of a small rural church differ from those of a large urban congregation, affecting the cost.
  • Activities and Assets: Churches host various activities, each requiring specific coverage to ensure full protection.

For instance, a small church renting space might need comprehensive liability coverage but minimal property coverage. Conversely, a large church with multiple facilities might require extensive property insurance and specialized coverage for additional buildings and off-premises activities.

Helpful Articles & Guides

  • Interior of a church with rows of teal chairs, emphasizing the process of obtaining a church insurance quote, as outlined by Terry Brown.

How to Get a Church Insurance Quote

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Discover how to get a church insurance quote with Terry Brown. Follow these simple steps to ensure your church gets the best coverage tailored to its needs. Click to learn more!

Get A FREE Church Insurance Quote

Find out how much you could be saving on insurance coverage. Even if you’re currently insured with another agency, we’ll review your policy for FREE!