Insurance for Non-profits

We understand the unique challenges and opportunities your non-profit faces. Your commitment to serving others is invaluable, and our goal is to provide you with specialized insurance coverage that safeguards your mission, allowing you to focus on what matters most—making a positive impact in your community.

Tailored Insurance for Your Non-Profit Organization

We specialize in crafting insurance policies that address both common and unique situations non-profits encounter. By partnering with us, you can avoid the complexities of setting up your policy alone, saving time and ensuring you’re comprehensively protected.

Key Coverage Areas

General Liability Coverage

Safeguard your non-profit’s assets and handle obligations effectively if someone is injured on your property or if there are damages or injuries caused by your personnel.

• Broad Protection: Cover injuries or damages caused by your organization’s activities, providing a safety net for your non-profit’s assets and financial health.
• Legal Liability: Address injuries to people or damage to property resulting from your staff, volunteers, or members’ actions.
• Defamation Protection: Safeguard against claims like libel and slander, ensuring your organization’s reputation remains intact.

Medical Expense Coverage

• Inclusive Care: Offer protection for employees, volunteers, members, and guests for injuries linked to your non-profit’s operations or on your premises, regardless of fault.
• Crisis Management: Tackle expenses from violent incidents during sponsored activities, providing additional peace of mind.

Optional Liability Coverage Enhancements

Customize your policy with specific endorsements to suit your non-profit’s unique needs:

• Counselors Liability: For licensed, fee-based counseling roles within your organization.
• Directors and Officers: Protect your leadership team from personal liability and legal costs.
• Educators Legal Liability and Employee Benefits: Address specific risks associated with education and employee management.
• Employment Practices and Lost Wages: Cover risks related to employment practices and compensate for lost wages.
• Non-Owned and Hired Auto: Extend coverage to vehicles not owned by your non-profit but used for its operations.
• Professional Liability: For medical professionals within your organization.
• Sexual Misconduct: Address sensitive claims with specific coverage.

Property Coverage

Secure financial protection against loss or damage to your organization’s property, including buildings, contents, and more, ensuring your non-profit can recover and continue its operations with minimal disruption.

Over 300 Non-Profits Covered

Our experience spans a diverse range of non-profit sectors, including:

• Arts & Cultural Organizations
• Food Banks & Distribution Centers
• Service & Fraternal Organizations
• Animal-Related Foundations
• Shelters & Group Homes
• Boys & Girls Clubs
• Job Training Programs
• Chambers & Trade Associations
• Philanthropic Foundations
• Social & Civic Clubs
• Environmental Groups
• Recreation & Sports Organizations
• Vocational Schools
• Family Services
• Museums
• And many more…

Special Events Coverage

Many non-profits host special events, which require specific attention in your insurance policy. Whether it’s an annual fundraiser or a community outreach event, we ensure your coverage adapts to these occasions, providing liability and medical payments protection, among other benefits.

Comprehensive Certificates of Liability

When hosting events or operating in donated spaces, certificates of liability are crucial. These documents extend your policy’s protection to third parties like property owners or talent agencies, ensuring all involved parties are covered under your policy.

Why Choose Us for Your Non-Profit Insurance Needs?

• Streamlined Solutions: With us, you receive an all-encompassing service— one company for all your coverage needs, simplified billing, and a single point of contact for all inquiries and claims.
• Customized Coverage: We tailor your policy to match the unique aspects of your non-profit, ensuring you’re not overpaying for unnecessary coverage but are fully protected where it counts.
• Expert Guidance: With extensive experience insuring over 600 non-profits, we bring specialized knowledge and proactive risk management strategies to your organization.

Get Your Free Non-Profit Insurance Quote Today!

Ready to empower your non-profit with the right insurance protection? Complete our FREE quote form for a tailored solution that aligns with your organization’s needs. For personal assistance, call (706) 851-7110—let’s ensure your non-profit is equipped to face the future with confidence.