Terms of Service

Last updated: February 18, 2025

Welcome to https://churchagent.net (the “Site”), operated by Terry L. Brown Insurance Agency Inc. (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, which govern your use of the Site and the services provided herein.

2. Description of the Service

The Site is provided to offer information about church insurance quotes, related services, and insurance industry insights. The content on the Site is for informational purposes only and does not constitute professional advice. Any reliance you place on such information is strictly at your own risk.

3. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. Prohibited behavior includes, but is not limited to:
• Disrupting the Site or its associated services
• Uploading or transmitting viruses or harmful code
• Attempting unauthorized access to any portion or feature of the Site

4. User-Provided Content

If you choose to submit any information or content (including reviews, comments, or other feedback) through the Site, you grant us a non-exclusive, worldwide, royalty-free, perpetual, and transferable license to use, reproduce, distribute, display, and modify such content solely for the purpose of operating and improving the Site and our services.

5. Intellectual Property

All content on the Site—including text, graphics, logos, images, and software—is the property of Terry L. Brown Insurance Agency Inc. or its licensors and is protected by applicable intellectual property laws. You agree not to copy, reproduce, distribute, or create derivative works from any content available on the Site without our express written consent.

6. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by us. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party sites. Your use of any third-party links is at your own risk, and we encourage you to review the terms and policies of those websites.

7. Disclaimers and Limitation of Liability

The Site and all information, content, materials, and services included on or otherwise made available to you through the Site are provided on an “as is” and “as available” basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall Terry L. Brown Insurance Agency Inc. be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your access to or use of, or inability to access or use, the Site, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless Terry L. Brown Insurance Agency Inc., its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or your violation of these Terms.

9. Modifications to the Terms

We reserve the right to modify or update these Terms at any time without prior notice. Any changes will be posted on the Site along with an updated “Last updated” date. Your continued use of the Site following any such changes constitutes your acceptance of the new Terms.

10. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site or to our business.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Georgia.

12. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

Terry L. Brown Insurance Agency Inc.
Phone: (321) 377-1308
Email: terry@churchagent.net

By using the Site, you confirm that you have read and agree to these Terms of Service. Please also review our Privacy Policy for information on how we collect and use your personal data.