In this age of internet based services everything from auto insurance, travel arrangements, food delivery and everything in between can be handled with a mouse click.

With so much information readily available, why is it important for your church to select the right agent?

Many agencies can throw up a web site with pirated content, photos and look legitimate. How can a church business administrator know who is worth their time?

I offer three quick ways to tell if the person you see on the web page is the real deal:

  1. Does he/she really know how a church operates? What has been their involvement with their own church? It is one thing to know “about” children’s ministries but entirely different to have been engaged working with youth for several years. Same with mission trips. Who better to advise your church than someone who has lived it?
  2. How long have they been insuring churches? Do they specialize in churches? Having someone who knows which coverage is priority based on your specific needs is important. One size does not fit all when it comes to church insurance. If your budget is tight there is no need to cover “extras” when the primary needs are a stretch.
  3. Does the agent care about your ministry? Insuring churches are what we do but seeing churches grow the kingdom of God is our mission. We consider tithes and offering money that requires extraordinary care. Our goal is to partner with the church to not only protect the resources God has trusted to them but to free the staff to focus on ministry. By that I mean when an insurance or risk associated business matter comes up we want them to refer it to us to handle.

I am not saying an agency needs to wear their spiritually on their sleeve. What I am trying to convey is a church needs to deal with someone who intimately understands the nuances of church life. A church has unique exposures.

Most churches have heavy volunteer involvement. Churches have a personality unique to that congregation. Your agent should compliment your church’s personality.